Secure, Fast & Hassle-Free

Car loan application

Recent vehicles

We have an inventory of over 500 recent vehicles, with low mileage and thoroughly inspected.

99% approved!

In 99% of cases, your request will be approved. We have programs tailored for every situation.

Personalized plan

We are putting together a credit recovery plan to assist you in achieving all your goals, beyond just acquiring your new vehicle.

Here are the chances of being approved for 2nd chance credit.

Your chances of being approved

Dealership

10%

Auto Retailer

30%

Prêt Auto Garanti

99%

Our team of experts is here for you

Our team of analysts will be delighted to reach out to you as soon as possible to address any questions you may have regarding our car loan solutions.

Why submit your request?

Our team is made up of veterans in the car loan field in Quebec. Pre3t Auto Garanti, a trademark of Services Financiers CSM Inc. is the first to introduce the concept of “second chance at credit” in Quebec, in the mid-1980s. The great success experienced by the Services Financiers CSM team Inc. has been copied by a multitude of auto dealers since.

Our Team

Financial Analysts

Our team will contact you as soon as possible to address your questions. We will find the best possible solution for your financing and credit recovery.

Bank Financing

We do business with the largest financial institutions.

Experts at your service

You have access to a team of professionals.

A confidential service

Your file is processed in complete confidentiality and without judgment.

Credit restoration

We have been experts in credit restoration for over 10 years.

“A huge thank you to Alex for his excellent service.”

Stéphane

These people were able to secure financing and take the first step towards a quick credit recovery.

Testimonials

Very good service! They keep their word... I recommend them to everyone, thank you!!

This is an opportunity not to be missed. The staff are amazing, friendly, warm and give us lots of advice. I really appreciated their work and the way they advised us. 👍👍

Once again, you lived up to my expectations. I left with a beautiful SUV and received excellent service! Thank you again for your professionalism and, above all, for giving us the chance to have a vehicle and rebuild our credit without judgment.

Really good guys with genuine experience. I am truly satisfied. Thank you once again for the impeccable service you provided me. Superb service, welcoming, and wow, education on credit! And how to quickly rebuild credit. Thanks again, guys.